Testimonials

Bill & Colleen Masadas, Oakley CA We attended one of Michael's seminars almost a year before the need to use his expertise arose. The UC system was handing over control of the Livermore lab to a private company. UC offered either a lump sum distribution or a traditional pension plan. We needed help quickly since we had a limited amount of time to decide. We saw Michael and he showed us how we could benefit from controlling the lump sum with our own private plan vs. the one offered by UC. Michael was very patient in going over the details as often as needed. He treated our retirement money as if it were his own. We also took advantage of creating a TAX FREE retirement plan to supplement the lump sum. We would recommend Michael to anyone, especially anyone who has the option of receiving either a lump sum or traditional pension - let Michael do the math for you.

Carolyn & Bill Thompson, Antioch CA We were very concerned about risking any of the principal in Bill's retirement account each time the stock market dropped. After attending Michael's workshop and meeting with him several times, he showed us how we could protect this money, and he put a 20 year plan together for us to ensure we won't run out of money during retirement. He stayed on top of the details necessary to transfer the funds from the old account to the new plan. We feel very comfortable with Michael and his deep interest in helping his clients. We would encourage anyone looking for someone to trust with their retirement money and looking after the details to see Michael.

Alan & Megan Delgado, Concord CA We own Delgado Heating and Air. We met Michael through our CPA. When we first met with Michael he asked us a very thought provoking question, he asked what our exit strategy was when we were ready to retire. It then hit us that we didn't have a viable written plan. Michael was able to show us how we could achieve this goal. He put together a customized Tax Free retirement plan and also how we could protect our other retirement money from stock market risk. As a former business attorney, Michael brings a unique perspective and understanding of the needs of business owners. We would recommend that any business owner who thought they couldn't ever retire successfully speak with Michael.